While browsing on the web the other I found this gaming engine (classic pen+paper.) It is called FUDGE (Free-form Universal Do-it-yourself Gaming Engine.) Like it's title, you basically follow the guidlines of the engine, while making the skills and attributes and gifts etc. It uses easy to follow multiple systems (you choose.)
It really seems alot like Coldstone doesn't it? You can find it at:
(url="http://"http://www.fudgerpg.com/fudge")www.fudgerpg.com/fudge(/url)

I found it really useful for planning and designing my game. Check it out!

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